Core Banking
for Microfinance
CBS
Doocat Core Banking for Microfinance CBS is created and designed to simplify financial workflow and process transactions in online environment instantly and securely.
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Core Banking for Microfinance CBS  

In the dynamic world of microfinance, institutions need robust, flexible, and scalable solutions to meet the growing demands of their clients. Core Banking Software (CBS) with a microservices architecture stands out as an ideal choice for microfinance institutions (MFIs), offering unmatched flexibility and adaptability. This innovative software design allows MFIs to efficiently manage their operations, enhance customer service, and drive financial inclusion.


Customer Management

The Customer Management module centralizes all customer information, providing a comprehensive view of customer profiles, including personal details, transaction history, and account information. It enables efficient customer onboarding, KYC verification, and personalized service offerings, ensuring a seamless customer experience.

Loans

The Loans module streamlines the entire loan lifecycle, from application and approval to disbursement and repayment. It supports various loan types, including personal, business, and mortgage loans, with customizable terms and conditions. The module includes automated credit scoring, risk assessment, and repayment scheduling, ensuring accurate and efficient loan processing.

Cash Desk

The Cash Desk module manages all cash transactions, including deposits, withdrawals, and payments. It supports multi-currency operations and provides real-time cash flow tracking and reporting. The module ensures secure cash handling and integrates with other banking services for seamless operations.

Accounts

The Accounts module handles the management of all types of bank accounts, including checking, savings, and fixed deposits. It provides functionalities for account opening, closure, maintenance, and reconciliation. The module also supports overdraft facilities, account statements, and real-time balance inquiries.

Savings

The Savings module offers tailored savings products and services, helping customers manage and grow their savings. It supports regular savings accounts, fixed deposits, and recurring deposits with flexible interest calculation methods. The module includes features for setting savings goals, automatic transfers, and interest payouts.

Settings

The Settings module allows administrators to configure and customize the core banking system according to the institution's policies and regulatory requirements. It includes options for defining system parameters, setting transaction limits, configuring fees and charges, and managing security settings.

Chart of Accounts

The Chart of Accounts module maintains a detailed and structured list of all financial accounts used in the institution's general ledger. It enables accurate financial reporting and ensures compliance with accounting standards. The module supports account categorization, hierarchy management, and integration with other financial modules.

Reports

The Reports module generates comprehensive financial and operational reports, providing valuable insights for decision-making. It includes standard and customizable reports on customer activity, loan performance, account balances, transaction history, and more. The module supports data export and integrates with external reporting tools.

Exchange Rate

The Exchange Rate module manages foreign exchange operations, including real-time rate updates and currency conversion. It supports multiple currencies and provides tools for setting exchange rates, calculating conversions, and processing foreign currency transactions. The module ensures accurate and timely exchange rate management.

User Management

The User Management module oversees the creation, modification, and deletion of user accounts within the core banking system. It includes role-based access control, ensuring that users have appropriate permissions based on their job responsibilities. The module also tracks user activity and provides audit trails for security and compliance.

Orders

The Orders module handles the management of various customer orders, such as account statements, checkbook requests, and card services. It facilitates order processing, tracking, and fulfillment, ensuring timely and accurate service delivery. The module integrates with other modules for seamless order management.

Branches

The Branches module manages information and operations across multiple bank branches. It includes functionalities for branch setup, inter-branch transactions, and branch performance monitoring. The module supports centralized control and coordination of branch activities, ensuring consistent service quality and compliance across all locations.

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Join the leading microfinance institutions that trust Doocat for their core banking needs. Start your free trial today and discover the advantages of our comprehensive Core Banking solution for MFIs.

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For more information or to schedule a personalized demo, contact our support team.

Experience the future of microfinance with Doocat Core Banking solution. Elevate your institution's capabilities and efficiency.

Contact Us  

USA, Boston
+1 617 395 7777
Bulgaria, Sofia
+359 876 600 230
Armenia, Yerevan
+374 60 37 02 33

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